St. Charles residents faced an effective property tax rate of 2.1% on their homes in the first quarter of 2026, according to BlockShopper.com, exceeding the national average by more than 2.3 times.
During this period, the median home price in St. Charles was $432,450 based on 54 homes sold. The typical tax bill for 2026 stood at $8,902, which equates to 2.1% of the median taxed home value for the city.
The average U.S. effective property tax rate was 0.888% in 2024.
Within Kane County, Hampshire and Elburn posted the two highest property tax rates in the area.
This article calculates the effective property tax rate for 2026 using estimated inflation figures and county tax data from 2024. Actual effective rates in some cases may show slight discrepancies.
U.S. home prices rose again in 2025, reaching a national median of approximately $447,000 in June, a year-over-year increase of 1.13%, according to Redfin. Data also indicated a significant market gap—with sellers outnumbering buyers by 36%, or a difference of 508,715 homes. Redfin considers a market balanced if seller and buyer numbers are within 10% of each other.
The table below provides a comparison of median effective property tax rates for Hampshire and other cities in Kane County as calculated from first-quarter 2026 home sales and tax data.
| City | Q1 2026 Sales | Q1 2026 Median Price | Median tax 2026 | Effective tax rate |
|---|---|---|---|---|
| Hampshire | 24 | $322,500 | $8,405 | 2.6% |
| Elburn | 11 | $375,000 | $9,734 | 2.6% |
| Burlington | 2 | $294,950 | $7,386 | 2.5% |
| Sugar Grove | 28 | $383,500 | $9,768 | 2.5% |
| Pingree Grove | 13 | $299,900 | $7,373 | 2.5% |
| South Elgin | 36 | $350,000 | $8,468 | 2.4% |
| Geneva | 55 | $443,000 | $10,794 | 2.4% |
| West Dundee | 14 | $420,000 | $9,506 | 2.3% |
| Sleepy Hollow | 8 | $406,500 | $9,432 | 2.3% |
| Maple Park | 3 | $325,000 | $7,622 | 2.3% |
| North Aurora | 36 | $347,500 | $7,962 | 2.3% |
| Prestbury | 8 | $384,950 | $8,302 | 2.2% |
| Carpentersville | 61 | $260,000 | $5,456 | 2.1% |
| Elgin | 158 | $308,500 | $6,606 | 2.1% |
| East Dundee | 9 | $285,000 | $6,071 | 2.1% |
| St. Charles | 54 | $432,450 | $8,902 | 2.1% |
| Algonquin | 16 | $450,000 | $9,201 | 2% |
| Gilberts | 22 | $414,500 | $8,439 | 2% |
| Batavia | 55 | $478,000 | $9,656 | 2% |
| Aurora | 225 | $261,500 | $4,859 | 1.9% |
| Big Rock | 4 | $355,000 | $6,675 | 1.9% |
| Huntley | 40 | $367,000 | $6,595 | 1.8% |
| Campton Hills | 25 | $682,500 | $11,926 | 1.7% |
| Montgomery | 14 | $323,500 | $5,636 | 1.7% |