Elgin property owners paid property taxes totaling 2.1% of their home’s value in the first quarter of 2026, which is more than 2.4 times greater than the national average, according to BlockShopper.com.
During this period, the median sales price for Elgin homes reached $308,500, based on sales of 158 properties. The city’s median tax bill for 2026 was reported as $6,606, representing 2.1% of the median assessed home value.
The national effective property tax rate was 0.888% in 2024.
Within Kane County, Hampshire and Elburn recorded the two highest property tax rates.
The effective property tax rate for 2026 is estimated based on forecasted inflation and 2024 county tax data. Actual individual rates might vary slightly from these estimates.
U.S. home prices continued their upward trend in 2025, with the national median hitting about $447,000 in June, up 1.13% from the previous year, according to Redfin. The figures illustrate a wide supply-demand gap, with 36% more sellers than buyers—a difference of 508,715 homes. By Redfin’s standard, a balanced real estate market has a seller and buyer difference within 10%.
The table below lists Hampshire and other Kane County cities by their median effective property tax rates for the first quarter of 2026, determined from local sales and property tax data.
| City | Q1 2026 Sales | Q1 2026 Median Price | Median tax 2026 | Effective tax rate |
|---|---|---|---|---|
| Hampshire | 24 | $322,500 | $8,405 | 2.6% |
| Elburn | 11 | $375,000 | $9,734 | 2.6% |
| Burlington | 2 | $294,950 | $7,386 | 2.5% |
| Sugar Grove | 28 | $383,500 | $9,768 | 2.5% |
| Pingree Grove | 13 | $299,900 | $7,373 | 2.5% |
| South Elgin | 36 | $350,000 | $8,468 | 2.4% |
| Geneva | 55 | $443,000 | $10,794 | 2.4% |
| West Dundee | 14 | $420,000 | $9,506 | 2.3% |
| Sleepy Hollow | 8 | $406,500 | $9,432 | 2.3% |
| Maple Park | 3 | $325,000 | $7,622 | 2.3% |
| North Aurora | 36 | $347,500 | $7,962 | 2.3% |
| Prestbury | 8 | $384,950 | $8,302 | 2.2% |
| Carpentersville | 61 | $260,000 | $5,456 | 2.1% |
| Elgin | 158 | $308,500 | $6,606 | 2.1% |
| East Dundee | 9 | $285,000 | $6,071 | 2.1% |
| St. Charles | 54 | $432,450 | $8,902 | 2.1% |
| Algonquin | 16 | $450,000 | $9,201 | 2% |
| Gilberts | 22 | $414,500 | $8,439 | 2% |
| Batavia | 55 | $478,000 | $9,656 | 2% |
| Aurora | 225 | $261,500 | $4,859 | 1.9% |
| Big Rock | 4 | $355,000 | $6,675 | 1.9% |
| Huntley | 40 | $367,000 | $6,595 | 1.8% |
| Campton Hills | 25 | $682,500 | $11,926 | 1.7% |
| Montgomery | 14 | $323,500 | $5,636 | 1.7% |